While traveling by motorcycle is often enjoyable, some trips can unfortunately have an unhappy ending. The National Highway Traffic Safety Administration reports that more than 4,668 people were killed and 88,000 were injured in motorcycle accidents across the country in 2013. Sadly, a number of these accidents occur in the states of Kansas and Missouri. The causes of…

Biking gloves add an invaluable layer of protection for motorcycle riders. They can preserve grip strength even on cold and rainy rides, and can protect palms and knuckles from road rash if a biker is thrown to the ground. However, even the sturdiest gloves cannot protect a rider from suffering traumatic crash injuries, such as:…

You may have heard the terms “lane sharing” and “lane splitting” before. While even motorcyclists themselves may use the terms interchangeably, there’s a big difference between lane sharing and lane splitting. What Is Lane Sharing? Lane sharing is when two motorcycles ride side-by-side in a single lane of traffic. Usually, the bikers will stagger their…

When individuals purchase collision coverage for their vehicles, they’re often under the mistaken impression that it fully covers their vehicles if totaled in an accident. However, this isn’t necessarily true, especially if you financed your car purchase—which the majority of people do. To protect yourself more fully, you may want to purchase optional GAP insurance,…

If you have health insurance through your employer, it is likely that your plan is governed by the Employee Retirement Income Securities Act (ERISA). This federal law sets minimum standards for voluntary pension and health care plans offered by private employers. The intent of the law is to protect individuals who subscribe to these plans,…

You may have never paid any attention to the labels on the inside of your helmet. But you should be aware that there are many different kinds of motorcycle helmet labels, each with a different meaning. For example, you should take a moment and check inside your helmet to see if it has a: DOT…

If you are in a car collision but not injured, then you are not entitled to stay home from work. If your injuries are minor and you are able to go to work, you are still expected to show up and do your job. If you are seriously injured and unable to go to work,…

If you were injured in a car accident, one of your major concerns after receiving initial medical care may be how to pay your mounting bills. These unexpected treatments and expenses caused by the accident probably weren’t anything you planned for in your emergency savings fund. Even if an insurance company or negligent driver is…

Maybe. As an injured passenger in the vehicle of a drunk driver, you certainly deserve to cover the costs of your medical care and other damages. However, his insurance company may argue that you were partially at fault because you willingly got into a motor vehicle with somebody who was intoxicated. What Is the Drunk…

Kansas is a no-fault car insurance state—one of 13 in the U.S. This means you’re required to purchase an additional automobile insurance policy item to cover your injuries in an accident, regardless of who was at fault. This additional coverage is known as personal injury protection, or PIP. In most cases, PIP reimburses you for…